LISTING WITH A REAL ESTATE AGENT

---

Talk to an experienced real estate professional who understands the urgency of foreclosure situations and can help evaluate your circumstances and determine whether there is a strategy that could work within your timeframe. She/he may ask for permission to talk to your lender to ensure that you avoid pitfalls during the process which is a standard procedure. A form will have to be signed by you for the agent to prove to your lender that you indeed are working with the agent.

If your foreclosure sale date is less than 30 days away, a traditional listing may not be the best option—or may not be possible. A quick sale may require pricing the property below market value to attract a buyer who can close quickly. Experienced agents have connections to cash buyers who can buy "as is", settle quickly, and if needed, you can leave any personal items in the house no longer desired for the new owner to deal with.  This includes paying off the balance and all late back payments, place cash in your hands and relieve you from your dilemma. Sometimes the agent may be a cash buyer and/or a part of a team that provides this service.